Having your confirming documents in hand when you apply for a home loan is vital.
Make your pre-approval process easy for you and your lender.
To make a pre-approval decision lenders need the following:
__Drivers License or State ID
__Social Security card, receipt from an SSA office or a passport
__Last two years W-2's or W-9s (all employers)
__Last two years tax returns (all pages-federal only)
__Last 2 months bank statements (all pages)
__Last 30 days paystubs
__Disability or retirement award letter showing monthly award amount (if there is disability or retirement income)
--All documents must emailed in PDF format or sent by fax.
--All documents must be complete with all pages.
--All documents must be clear & legible.
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